You can’t pay your phone, credit card, or utility pay bills using Klarna. Klarna only works for shopping items on both online and offline stores.
Well, let’s learn more about it in detail below.
What is Klarna ?
Klarna is BPNL (Buy now, pay later) app based in Swedish and founded in 2005. It has approximately 90 million active users and serves users in 17 countries. Pay after delivery, installment plans and Direct payments, are all available through Klarna, allowing customers to pay how and when they choose.
What is the procedure for payment using Klarna?
Klarna offers two alternatives that you can use to make purchases: Pay in 4 and Pay in 30.
Pay in 4 installments: Klarna’s functionality allows you to divide your purchase into four equal portions. The first installment when the purchase arrives, with the remaining three payments due every two weeks for a total of six weeks.
Pay in 30: This plan of Klarna lets you buy an item without making any payment at the time of the purchase. Instead, when your order gets shipped, you will receive an invoice for the order by Klarna due 30 days later.
Klarna offers paid financing options depending on individual facts and is dependent on the merchants selling the product. It offers these options on products or transactions that are too large to be repaid off in 30 days and perhaps six weeks.These monthly installment plans can range up to 36 weeks.
How to Use Klarna Online?
Using Klarna online is simple; you must log in to your Klarna account using its app or website. Now, you can search for stores here from where you can choose items. Once you select the items and add them to your shopping cart, you must choose Klarna as a payment method while checking out.
Confused? Follow the steps below:
Open Klarna app or Website. Login to your account or create one. Now, Select stores from which you want to shop. Choose items you want to purchase. Add items to the shopping cart. When checking out, choose Klarna as your payment option.
You can use Klarna’s card to buy items from a store that isn’t listed on the Klarna platform or isn’t a member.
However, to use this card, you will first have to get it approved via the Klarna app or website. If approved, you will receive a one-time digital card that you can use to purchase from a retailer that isn’t a Klarna partner.
Conclusion:
Klarna, a Swedish-based buy now pay later app or service, lets its users pay for the items they purchase with pay in 4 and 30 options, as explained above. As a recap of this post, Klarna can only be used to buy items online and in-store. You cannot use Klarna to pay your phone bill, credit card bill, electricity bill, rent, etc.
Commonly Asked Questions about Klarna
How Do I Use Klarna In Stores ?
To use Klarna in offline stores, you will need to get a Klarna one-time card that you can use with digital wallet apps such as Google Pay and Apple Pay. A One-time card may only be utilized; if left unused, it will expire after one day. So if you want to make another purchase, create a new card and keep shopping.
Where can I use Klarna?
You can use Klarna to shop and buy items online or offline from over 7500 retailers in the US.
Some of the famous stores that work with Klarna are:
Can you use Klarna for flights?
Yes, you can use Klarna for flights via some agents, such as Alternative Airlines accepts Klarna as a payment method to book flights.
Alternative Airlines allows Direct Debits using Klarna to pay for airfares. When selecting ‘Pay Now’ for the complete purchase price, this payment method is advised as a substitute to Sofort. To airfare today using Klarna and Direct Debit, simply complete a brief sign-up and submit your payment details. Italy , Sweden, Spain, Belgium, Germany, and Finland are currently accept payment of airfares using Klarna’s Direct Debit. To know more about how you can use Klarna to book flights with Alternative Airlines, you can visit their official website.
How Can Klarana be used to make payments in stores?
To use klarna to buy items in stores, you will need a klarna card that can be used on digital wallet apps like Apple Pay and Google Pay. However, the klarna card can only be used once in twenty four hours. To make another purchase using a Klarna card, you will need to create a new card.
