The employee has easy and immediate access to his money through debit card transactions and ATM withdrawals. Pre-authorized checks can also be written and cashed by the employee. The Money Network card makes it easy for workers to have access to their payments.
A user of a Money Network card cannot use more than the available money in his account. Transactions will be declined or authorized partly If a user does not have enough money in his account to complete a transaction. For a partially authorized transaction to be completed, another means of payment has to be made or a purchase equivalent to the amount in the account has to be made. Hence, the overdraft is not possible with the Money Network card.
Benefits Of Using Money Network Card Account
There are benefits attached to using the Money Network card. Let us take a look at some;
There are different alternatives to having easy access to money at zero cost. There is direct deposit payment into the card account which is very convenient for its users. The account is protected if the card is lost or stolen as the funds are held in an FDIC-insured account and have a Visa Zero Liability policy. Users cannot spend more than the amount they have in their account. Therefore, it helps in avoiding overdrafts. Users can make purchases using the card. It is very flexible to use.
Money Network Card Features
There are features of the Money network card and they will be discussed below;
Put in Money: Users of the card can add money through direct deposit, deposit check funds by just taking a picture, and by receiving money from family and friends. Users can also add money through Money Network cash reload agents.
Spend Money: Money Network cards can be anywhere to pay bills, used at ATMs to access your money. It can be used without a Money Network account to send money swiftly to friends and family. Users can easily transfer money from their phone to a U. S bank account. Money Network cards can also be added to Google Pay, Apple Pay, or Samsung Pay for payment without contact.
Money Management: With the Money Network mobile app, users can manage and access their accounts anywhere and at any time. Users can stay saved against unauthorized purchases. Users can set a budget and keep track of their spending. There is also an option to save for things needed by users on the Money Network Mobile app. Notifications can be set up for deposits, withdrawals, and other things.
How Good is a Money Network Card?
The majority of the customers of Money Network have shown great dissatisfaction with their purchases. From the 51 reviews made by their customers, only a 5-star rating was given while the remaining 50 were 1-star ratings, which they complained about as a disaster. Let’s take a look at a few of the reviews.
Reviews
A user on August 12, 2021, complained about being ready to go insane because of the card. She said she received a fourth card that works anytime it feels like. After making a complaint, she felt more upset as the customer service was not able to help in any way.
Another user complained about his account being on hold for several days, as a result of a declined transaction.
A 17 years old girl who worked at Starbucks made a review on December 28, 2020, about her inaccessible money of 3 months being loaded to her checks after her employer gave her a Money Network prepaid debit card. She expressed dissatisfaction and disappointment after sending different verifications as told by the receptionist and still was not able to solve the problem.
However, a user had expressed satisfaction as she said the customer service was helpful by helping her from being locked out of her account. She narrated how comfortable she felt while the customer service person was on the call with her.
Conclusion
It can be concluded from the above information that overdraft is not possible using the Money Network Card. Moreover, there are other features that are being enjoyed using the Money Network card.
How can I add money to my Money Network card?
Money can be added to a Money Network card in different ways; through direct deposit of paychecks, tax refund, an additional job, or recurring expenses. Also, users can add cash to their Money Network card through deposit check funds, bank account transfers, an agent of cash reload, or using the Money Network app to deposit.
Can I withdraw with my Money Network Enabled Education card at an ATM?
Yes, you can swipe or insert your card at any ATM point. Type in your pin. From ‘checking’ click on ‘withdrawal’, then type in the amount you want to withdraw and take your receipt and money after doing that. Users can avoid withdrawal or surcharge fees by using an In-Network ATM, as withdrawal fees may apply when an Out-of-Network ATM is being used.
How can users manage their Money Network account online?
Users can at any time access their account online with zero charges by simply installing the Money Network mobile app or user can call customer care. Users can manage their account with the digits in front of their card and their pin to; send money to a secondary card, request a secondary card for another person, for statement request, send money to a personal bank account, to set up an alert for receiving account balance messages through text messages or email. It should be noted that the standard phone carrier fee may apply for getting text messages.
