The Children’s Place Credit Card is very helpful for regular customers as they will get various perks but it is not so good for irregular customers. Customers can use this card anywhere. With all the prons, there come cons too and the biggest disadvantage of Children’s Place Credit Card is the high-interest rate that is 27.49%. This article covers topics such as the advantages and disadvantages of the card, the alternatives, and many more.
What is a Children’s Place Credit Card?
The Children’s Place Credit Card is provided to the customers who shop often from this store. This card is not suitable for those customers who are not regular ones. You will get various benefits from this card like 30% off on your first purchase, free shipping, and many more. There are also some drawbacks that the customers must check while applying for the Children’s Place Credit Card. By using this card, you will get:
25% discount on child’s birthday30% off on the first purchaseFree shippingNo annual feesTwo points for each dollar$5 reward for every 100 points20% for qualifying the process of the card
Can I Use My Children’s Place Credit Card Anywhere?
Absolutely, yes the company allows the cardholders to use the children’s play credit card anywhere they want to. The thing is that if you want to use this card anywhere else then you should think twice before doing so because there are other great reward cards available.
What are the benefits of the Children’s Place Credit Card?
The card is beneficial to all those customers who shop often from this brand. There are various benefits of this card but the customer should register the child’s date then only they will be eligible for the child’s birthday discount. The benefits are as follows:
Children’s Place Rewards – By using the Children’s Place Credit Card, you will get up to two points with each dollar that you spend. You can redeem 100 points for each $5. You are even eligible to use the benefits of the double points in-store or purchasing through online. Less Credit – One of the best benefits of having the Children’s Credit Card is that even if you have a very low credit score, you can still apply for this card. The card also does not ask for any annual fees and is the best for someone who wants to increase their credit score.
Can we still apply for the card with a low credit score?
Absolutely, yes this is one of the best perks of having the Children’s Place Credit Card, as the company accepts the low credit score too. This card has no annual fees and is the best for those who want to increase their credit score.
What are the disadvantages of this card?
With every advantage, there comes disadvantages too. The same goes for the Children’s Place Credit Card, the disadvantages of this card are as follows:
Low credit limit – This card has a low credit limit with a high balance. You cannot carry a balance of more than 30% of your total credit because you will have to face the consequences. High Interest – Contemporarily, the interest rate of this card is 27. 49% and will continue to rise. You will also be charged $38 for the late payment. Customers should use this card only when they know that they can pay the amount within the due date. Other limits – All the benefits which you get at the starting like 30% off on your first purchase and 20% off as a welcome discount might not get conjugated with other promo codes or sales.
Are there any alternatives to the Children’s Place Credit Card?
Yes, there is an alternative to the Children’s Place Credit Card which is known as Citi Double Cash Card. This card offers 2% cashback on each purchase. This card also offers a 5% bonus on the following retail services:
Grocery storeRestaurantWholesale storeGas Station
How to make payment with the Children’s Place Credit Card?
The process of making the payment through the Children’s Place Credit Card is quite easy, you need to log in to the website, and all the information regarding your account will get displayed on screen.
Conclusion
To sum up, everything that has been stated so far, the Children’s Place Credit Card is a great deal for regular customers, but not good for irregular ones. The card offers various perks but the best one is that people can still apply for the card even if they have a very low credit score. Customers can use this card anywhere. The card also has its disadvantages as it has a very high-interest rate of 27.49%.
